Timothy Cooney
Background
Tim Cooney is a current Deputy Chief of Police in McHenry County, Illinois, and the founder of TPC Financial Coaching, where his mission is to help first responders and their families reduce financial stress and find long-term peace of mind. A few years ago, Tim realized he was making too good of a salary to feel so financially stuck—and that realization sparked a major personal and professional shift. He and his wife eliminated $67,000 in consumer debt, and since then, Tim has been on a mission to help others do the same.
Today, he leads “Justice in Your Wallet,” a no-nonsense, commission-free financial wellness training that delivers relatable, proven strategies to those on the front lines. His teaching isn’t theoretical—it’s practical and based in lived experience. As a police officer still serving, he speaks cop-to-cop, not as a banker trying to sell a product. The class is certified in Illinois through the Law Enforcement Training and Standards Board (ILETSB) and fulfills the required Officer Wellness mandate, offering tools that help officers regain control and confidence in their financial lives.
The financial wellness program Tim guides within his own agency has contributed to a $1 Million turnaround in the collective financial picture of staff who participated. He’s presented this class statewide at agencies and conferences, and his work was recently featured in Command, the official publication of the Illinois Association of Chiefs of Police. Whether it’s through his digital resource hub, personalized coaching, or live classroom-style sessions, Tim is committed to helping first responders across the country experience less money stress—and more financial success.